Submission and sanction of project proposals

The End Borrower meeting the eligibility criteria will prepare a Detailed Project Report (DPR) as per the Model DPR along with all Annexures and submit the DPR to NDDB for consideration.  The submitted proposal will be appraised in the context of need / relevance, its techno-economic viability in addition to efficiency of the End Borrower with regard to debt serviceability (DSCR – 1.5 times (min.) and ROI – 10% (min.) after providing 10 % sensitivity in both milk procurement and sales volume).

After appraisal, the DPR will be placed in the PSC. After approval by PSC, NDDB will convey the sanction of loan and the terms & conditions to End Borrower. (In case of funding from NABARD, after approval of the project proposal by PSC, the same will be recommended to NABARD. Post clearance by NABARD, NDDB will convey the sanction of loan and the terms & conditions to End Borrower).